Legal notices & privacy.

All content published by Military Wealth Coach, LLC — including website articles, course materials, workbooks, calculators, podcast episodes, videos, social media posts, and email communications — is provided for educational and informational purposes only. Nothing on this site or in these materials constitutes personalized financial, investment, tax, or legal advice, and nothing should be relied upon as such.

Reading, watching, or completing any Military Wealth Coach course or program does not create a counselor-client relationship unless a written coaching agreement has been executed between you and Military Wealth Coach, LLC.

Ted Ehlert is an Accredited Financial Counselor® (AFC®) credentialed by the Association for Financial Counseling and Planning Education® (AFCPE®). AFC® practitioners provide financial counseling and education services. The AFC® credential does not confer authority to provide personalized investment advice, manage client assets, or render securities recommendations.

Ted Ehlert holds FINRA Series 63 and SIE registrations. These registrations do not authorize the provision of compensated personalized securities advice. No content produced by Military Wealth Coach, LLC constitutes a securities recommendation.

Ted Ehlert is not a licensed attorney, CPA, or tax professional. No content produced by Military Wealth Coach, LLC constitutes legal or tax advice. Consult qualified legal or tax counsel for questions specific to your situation.

Ted Ehlert is a retired United States Marine Corps officer. His military title, rank, service history, and background are referenced solely to establish professional experience and credibility. Military Wealth Coach, LLC is a private business. It is not affiliated with, authorized by, endorsed by, or in any way officially connected to the United States Marine Corps, the Department of Defense, the Department of Veterans Affairs, or any other branch or agency of the U.S. government.

Any reference to military service, rank, branch insignia, or DoD programs (such as TSP, BRS, or VA loan) is for educational context only and does not imply government sponsorship or endorsement.

Military audiences are trained to act on guidance from senior leaders. That conditioning is a strength in uniform — it does not apply here.

Ted Ehlert functions in the role of counselor and educator, not commander. Nothing he says, writes, or teaches constitutes an order, directive, or command. You retain full and sole authority over every financial decision you make. No action should be taken solely because of rank, perceived authority, or the military background of any instructor. Think critically. Ask questions. Seek second opinions. That is not insubordination — it is financial discipline.

Financial outcomes depend on individual circumstances, decisions, market conditions, and factors outside the control of Military Wealth Coach, LLC. No guarantee of specific financial results is made or implied by any course, program, coaching service, or content produced by this business.

This site and course materials may link to external calculators, websites, and resources (including tools provided by FINRA, the VA, Fannie Mae, and others). Military Wealth Coach, LLC does not control or endorse third-party content and is not responsible for its accuracy, availability, or any action taken based on it.

Military Wealth Coach, LLC may receive compensation through affiliate relationships or sponsorships. Where such relationships exist and a recommendation is made, a clear disclosure will appear adjacent to that content. Compensation does not influence the editorial independence of educational material.

We collect information in three ways:

Directly from you — when you enroll in a course, schedule a coaching session, sign a coaching agreement, subscribe to the email list, or contact us. This may include your name, email address, military branch and status, and financial information shared in counseling sessions.

Automatically — basic, privacy-first website analytics (page views, top pages, referral source) measured by our host, Netlify, from server logs. These analytics are cookieless: they set no cookies, do not track you across other websites, and are never linked to your individual identity.

Through email and scheduling tools — MailerLite (email list management) and Calendly (appointment scheduling) collect information according to their own privacy policies when you interact with those services.

Information collected is used to:

• Deliver purchased courses and coaching services
• Communicate session confirmations, reminders, and follow-ups
• Send educational email content and program updates (with your consent)
• Improve course content and client outcomes
• Comply with AFCPE® professional standards and record-keeping requirements

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

Financial information shared in coaching sessions is treated as confidential in accordance with the AFCPE® Code of Ethics. Session notes and client records are maintained securely and are not disclosed to third parties except as described in the Coaching Agreement (legal requirement, imminent harm, or written client consent).

Counseling records are retained for a minimum of five years following the conclusion of services, consistent with professional standards.

By subscribing to the Military Wealth Coach email list, you consent to receive educational content, program announcements, and marketing communications. All marketing emails include:

• Accurate sender identification (Military Wealth Coach, LLC)
• A clear subject line that reflects email content
• A physical or verifiable business address
• A one-click unsubscribe link honored within 10 business days

Transactional emails (receipts, session confirmations, password resets) are sent regardless of marketing preferences.

We use the following third-party platforms in the delivery of services. Each operates under its own privacy policy:

• MailerLite — email list management (mailerlite.com/privacy-policy)
• Calendly — appointment scheduling (calendly.com/privacy)
• HubSpot — coaching & course enrollment forms and CRM (legal.hubspot.com/privacy-policy)
• Netlify — website hosting and cookieless analytics (netlify.com/privacy)
• ElevenLabs — AI voice narration for course content (no client data shared)

We do not share personally identifiable client information with these services beyond what is required for service delivery (e.g., email address to send a confirmation).

We do not use advertising or cross-site tracking cookies, and our website analytics are cookieless (measured from our host's server logs). Because the site sets no tracking cookies of its own, no cookie-consent banner is required to browse it.

Cookies may be set only by third-party tools you actively choose to engage with — for example, opening the scheduling calendar (Calendly) or submitting a contact or enrollment form (HubSpot, MailerLite). Those cookies are governed by the providers' own privacy policies. You may disable cookies in your browser settings at any time, though some embedded features may not function as intended.

You may request to:

• Access the personal information we hold about you
• Correct inaccurate information
• Delete your information, subject to record-keeping obligations
• Unsubscribe from marketing communications at any time

To exercise any of these rights, contact us at [email protected]. We will respond within 30 days.

We take reasonable measures to protect client information from unauthorized access, including secure storage of session records and use of reputable third-party platforms. No method of data transmission or storage is completely secure, and we cannot guarantee absolute security.

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from minors.

This policy may be updated periodically. Material changes will be announced via email to active clients and subscribers. Continued use of our services following notice of a change constitutes acceptance of the revised policy.