Six tools. One per priority.
Run them in order if you're just getting started: War Chest, Debt Escape, TSP, Burn It Down, BAH, and SBP -- or go straight to what you need now. Each app lives at its own subdomain so you can bookmark the ones you use.
Savings Planner
Build the war chest first. Set savings rate, model your emergency fund timeline, and stress-test it against a deployment, a PCS, or a separation.
- Rank · base pay · BAH
- Monthly outflow
- Target months covered
Debt Trap Escaper
Avalanche, snowball, or hybrid. Plug in every balance, every rate. See your payoff date — and the interest you keep — under each strategy.
- All debts + rates
- Monthly capacity
- Strategy preference
TSP Optimizer
Allocation, contribution rate, Roth vs. Traditional — modeled across your remaining service years with realistic return assumptions, not vendor sales math.
- Years to retirement
- Current balance + contribution
- Tax bracket now vs. expected
Burn It Down Calculator
The TSP Optimizer builds the balance — this spends it down. Model your retirement age against pension, VA disability, and withdrawal rate to see how long the money actually lasts.
- Planned retirement age
- Pension + VA disability (optional)
- Withdrawal strategy
BAH Househacker
Rent vs. buy vs. househack at every duty station. We run the BAH math, the timing math, and the post-PCS multi-property scenario.
- Duty station + BAH
- Time at this assignment
- Down-payment capacity
SBP Defeater
The SBP-vs-term-life comparison the DD-2656 briefing never gives you. Run the math for your retirement year, your spouse's age, and your actual budget.
- Retirement year + pension
- Spouse age + health
- Term-life premium quotes
Each app opens in a new tab — no login, no signup. Your inputs stay in your browser — the calculations run client-side, not on a server.
The apps tell you what. Coaching tells you how.
Prefer to watch first? Here's the tour.
Most people just open the first tool and figure it out. If you'd rather see the whole suite explained in one sitting — the order I recommend, where each fits in your career timeline — four minutes here covers it.