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COACHING · 1:1 · GROUP

Skip the decade I wasted figuring it out.

In the military we learn that "pain trains", and the same applies in personal finance. But why suffer time and monetary loss when you can study the hard-won lessons from my life? After all, "Steel Sharpens Steel!"

Free 30-min consult

See if we're the right fit.

No commitment. We'll talk through where you are, what's blocking you, and whether coaching is the right next step. If it's not, I'll tell you.

  • Honest assessment of your current position
  • One tactical move you can run this week — free
  • Clarity on whether coaching is right for you
Book free consult
Limited slots · Active-duty & spouses get priority
Who this is for

Coaching is a commitment. Let's make sure it fits.

This is for you if…

  • Junior Officer, junior enlisted, and NCOs
  • First-time PCS, staring down BAH, budgeting, and the GTCC
  • Mid-career service member with TSP contributions but no real allocation strategy
  • Spouses: whether running the household day-to-day, or managing finances solo during deployment
  • Approaching the 10–15 year mark, weighing pension math vs. early separation
  • Transitioning out and afraid you'll burn through savings too quickly, make the wrong SBP call, or lose benefits
  • First-time homebuyers and the "house-hacking-curious" who feel unsure where to start

Probably not if…

  • Looking for someone to manage your money for you (this is coaching, not advising)
  • Want quick stock tips or crypto plays
  • Not willing to do the homework between sessions
  • Need a Certified Financial Planner, accountant, or attorney for complex estate or tax strategy
From here to there

Your dream life isn’t luck. It’s a plan.

Coaching isn’t a mechanical process. It’s a partnership. Together we picture the life you want — then we build the plan that gets you there.

01
Today

You bring what's in the way.

Where you are with money. Where you want your life to go. The friction between the two. We hear the whole picture — finances, family, branch, timeline — before we touch a calculator.

02
Together

We map the dream — and the path.

The life you want — the house, the income, the timeline to walk away from the uniform — becomes a concrete model. Specific to you, sequenced to your career, tied to numbers you can actually run.

03
Onward

You execute. Wealth follows.

Real progress in 90 days. Real wealth over a career. You leave with a plan you can run yourself — because coaching that doesn't make itself obsolete isn't coaching.

What you walk away with

A custom plan, built for you.

No two clients walk away with the same plan. Yours is built around your branch, rank, family, timeline, and goals — and led by you. Then engineered so you can act on it today and start seeing the results you want.

01 · Budget

A monthly plan that survives PCS, deployment, and BAH changes.

Whether you're a dual-income E-5 family or a single O-3 between assignments, we build something you'll actually run.

02 · Debt

A payoff sequence that ends at $0.

Avalanche, snowball, flood, or refinance — we can help you escape the Debt Trap in the way that best works for you and your family, so you don't have to sacrifice everything or feel hopeless.

03 · Homebuying

A clear answer on rent, buy, or househack.

We run the BAH math and multi-property scenarios for your post-service plan so you stop guessing whether the VA loan play is the right call.

04 · Retirement

A glide path from where you are to the life you want.

It doesn't matter if you're an E-1 or O-6, in for 4 years or 40, every single one of us has Dreams and Goals -- and needs a financial plan to get there.

Pricing

Transparent. Flat-fee. No AUM.

You pay for the work, not a percentage of your assets. Your plan should make you richer than what the fee costs you — and it will absolutely pay you back by orders of magnitude.

60 min · By the hour

Coaching à la Carte

One problem. One hour. Solved.
$195
Single session · No subscription
  • Discovery questionnaire sent in advance
  • 60-minute 1:1 session
  • Complete Cash Flow Analysis, Net Worth Snapshot, and iCASH™ Budget
  • Actionable Financial Plan for Primary Goal within 48 hours of session
  • 30 days email support
Most chosen
One-time engagement

Financial Roadmap

The plan you should've written years ago.
$497
Lump sum · No subscription
  • Discovery questionnaire + async review
  • 90-min plan-build session (1:1)
  • Written plan: budget, debt, TSP allocation, wealth-build -- or customizable to your needs
  • 2× 45-min implementation sessions within 90 days after your initial plan-build session
  • Free download of Budget Boot Camp
Bespoke deliverable

Personal Financial Plan

A full written plan, built for you.
$1,997
Inquire about payment plans • No subscription
  • Everything in Financial Roadmap
  • 20–30 page bespoke written plan
  • Cash-flow & net-worth projections
  • TSP, BAH, rental, Roth, & separation modeling
  • 90-min on-call top-up session, on your schedule anytime over first 12 months
  • Free access to Full Academy (all 3 courses)
  • Quarterly check-ins for 24 months
  • Unlimited text and phone for 24 months

Please contact Military Wealth Coach before purchase to discuss payment and pricing options if you have limited means to pay.

What backs the offer

No hidden plays. No catch.

Three things that should be standard but rarely are in financial services. Read them carefully — they’re the whole posture.

1
Aligned incentives

Flat fee. No AUM.

You pay for the work, not a percentage of your wealth. Your plan should make you richer than my fee — by orders of magnitude. Book by the hour available to existing clients.

2
Access for all ranks

Discounts for junior enlisted or their spouses.

If the price isn't right for your rank or your season, ask on the consult. We work it out. Service members never get turned away over cost.

3
Skin in the game

Full refund after session 1.

If after the first plan-build session you don't think it's worth what you paid, I refund you in full. The knowledge is yours to keep, regardless. See Coaching Agreement for Terms and Conditions.

Receipts

What happens after the first session.

I came to Ted with $22K in credit-card debt and a wife who'd stopped opening the bills. Six months later we'd cleared the balance and put $11K into the TSP. The coaching paid for itself in the first 60 days — and it gave me my marriage back.

Before−$22K
After+$11K
SPC Kendall M.
U.S. Army · 4 years in, reenlisting

I spent two years 'researching' a househack and never pulled the trigger. Ted ran the numbers in our second session and challenged me to close in 60 days. We found a duplex and closed in 47. We're now house-hacking AND cash-flowing $400 per month!

Before0 doors
After$4.8k cash flow/year
LTJG Emily T.
U.S. Navy · 4 years in, just PCS'd

Names and identifying details modified to protect client privacy. Numbers are real.

Frequently asked

The questions that actually come up.

A Certified Financial Planner, Investment Advisor, or Financial Advisor manages assets and charges either Assets Under Management (AUM) fees (a percentage of your money, annually, so the more you have the more they make -- even if they don't make you money) or high hourly rates. I'm an AFC® — Accredited Financial Counselor — which means I'm trained specifically in financial coaching and education. I don't manage your money. I teach you to manage it. Flat fee, no upsell, no asset capture. For most service members, that's the right fit. As an AFC® I am also a "fiduciary" which means I am professionally required to work in your best interests -- like a financial Battle Buddy who steers you clear of trouble and helps you complete your mission and get home in one piece.
Book your consult

30 minutes. Free. No pitch.

Tell me where you are and what's blocking you. Pick the route that fits — book a time outright, or send a message first and I'll help you decide.

Ready to book

You know it's time. Grab a slot.

Pick any open time on my calendar and we're locked in. No back-and-forth.

Book my free 30-min consult
Opens Calendly · pick any slot that works for you.
Still deciding

Still unsure how to proceed?

Shoot a back azimuth with this contact form and I'll help you decide. I read every message and reply within 24 hours.

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